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DIY AI Tools vs Managed Software - What's the Real Difference?

AI makes it easier than ever to build software. But building is only half the job.

The AI tools available today are genuinely remarkable

Replit, Lovable, Cursor, Bolt - these tools have fundamentally changed what's possible. For the first time in history, someone with no coding experience can describe what they want and watch working software appear. That's extraordinary, and it deserves genuine recognition.

If you've used one of these tools and built something that works, you should be proud of that. The technology is impressive, and your initiative in trying it is commendable.

But there's an important distinction that these tools don't always make clear: building software and running software are two very different things. And for business software, the running part is where the real work begins.

Building is only half the job

The 80% problem is real

Every AI builder shares the same fundamental pattern. You describe what you want. The AI generates something impressive. You refine it, tweak it, iterate. Within hours, you've got something that looks and feels like real software.

Then you hit the wall. The edge cases the AI didn't think of. The error that only happens with certain data. The feature that requires a fundamentally different approach. That last 20% is where the magic stops and the hard work begins - and it's the part that most business owners aren't equipped to handle.

"It works on my machine" isn't production-ready

There's a world of difference between software that works in a demo and software that works reliably in production. Production-ready means handling concurrent users, recovering from failures, managing data safely, running efficiently under load, and staying secure against attacks.

AI builders don't typically optimise for any of this. They build things that work. Making them work reliably, securely, and at scale is a different discipline entirely.

Who handles hosting, security, and backups?

You've built your app. Now what? It needs to live somewhere. That server needs security patches. The database needs backups. SSL certificates need renewing. Domain names need configuring. Monitoring needs setting up so you know when something goes wrong.

With DIY AI tools, all of this is your responsibility. It's not glamorous work, but it's essential - and getting it wrong can mean data loss, security breaches, or extended downtime.

Maintenance is where the real work begins

Software isn't a product you build once. It's a living thing that needs ongoing attention. Dependencies need updating. Bugs need fixing. Features need adding. Performance needs monitoring. Security vulnerabilities need patching.

The initial build might take a few days. The maintenance lasts for years. And it's the maintenance that determines whether your software remains reliable or slowly falls apart.

The hidden cost of your time

Every hour you spend debugging, deploying, configuring, and maintaining your DIY software is an hour you're not spending on your business. For a hobbyist, that's fine - the tinkering is the point. For a business owner, it's an expensive distraction. Your time has value, and spending it on infrastructure management is rarely the best use of it.

DIY AI tools vs a managed service

Feature Forgd DIY AI Tools
Build effort I do it You do it
Ongoing management Included Your responsibility
Production readiness Guaranteed Your risk
Security Managed Your responsibility
Support Human expert AI chatbot & forums
Total cost of ownership Predictable Hidden costs add up
Time investment Minimal Significant, ongoing
Debugging Professional Trial and error
Backups Daily, automated Your responsibility
Code ownership You own everything Depends on platform
Hosting & monitoring Included, 24/7 You set it up

When DIY AI tools make sense

There are plenty of valid reasons to build with AI tools yourself.

  • You have technical skills and enjoy the process of building
  • The project is a side project or personal tool where downtime doesn't matter
  • You're prototyping an idea to see if it has legs
  • You're learning to code and want hands-on experience
  • You have the time and willingness to manage hosting, security, and maintenance

When a managed service like Forgd makes more sense

Forgd exists for people who need the result without the overhead.

  • Your business depends on the software working reliably, every day
  • You don't have technical skills and don't want to acquire them
  • You tried the DIY route and hit the 80% wall
  • You need ongoing support, not just a one-off build
  • Your time is better spent running your business than managing infrastructure

Frequently asked questions

What counts as a 'DIY AI tool'?
Any platform where you, the business owner, use AI to build your own software. This includes Replit, Lovable, Bolt, Cursor, and similar tools. They're all brilliant at generating code, but they all leave you responsible for everything that comes after - hosting, security, backups, maintenance, and support.
Can't I just use AI to build it and then hire someone to manage it?
You can, but that's effectively two separate costs - and the handover is rarely smooth. Code built by AI tools often needs significant rework before it's production-ready. A developer inheriting AI-generated code will spend time understanding, refactoring, and stabilising it before they can even begin managing it. Forgd handles both the build and the management as a single, cohesive service.
I built something with an AI tool and it works. Why would I switch?
If it genuinely works, handles your current needs, and you're happy managing it - don't switch. Seriously. But ask yourself: is it backed up? Is it secure? What happens when you need to change something in six months? If any of those answers make you uncomfortable, it might be worth a conversation.
How does Forgd use AI differently?
I use the same powerful AI tools that are available to everyone - but paired with human expertise. AI accelerates the build. Humans ensure the quality, handle the architecture decisions, set up proper infrastructure, and provide ongoing management. It's the combination that makes it work for real business use.
What's the 80% problem everyone keeps mentioning?
AI tools can generate roughly 80% of a working application very quickly. The remaining 20% - error handling, edge cases, security, performance, deployment, and the dozens of small decisions that make software production-ready - is where most people get stuck. That last 20% often takes longer than the first 80%, and it requires skills that most business owners don't have.

Let us handle the other half

You've seen what AI can build. Now let us make it production-ready, secure, and managed - so you can focus on your business.